Credit Report.com

About Your Free Credit Report and Free Credit Score

Your credit report is a snapshot of your credit at a particular moment in time. The reality is that information is constantly flowing in and out of your credit report. Credit applications, home and auto loans, payments, and even an address change or inquiry from a prospective creditor all show up on your credit report – and affect your credit score.

Your credit score, although not a part of your credit report, is calculated based on the information in your credit report. Credit scores allow lenders to quickly make on-the-spot credit decisions based on a 3-digit number that sums up your credit worthiness. There are many credit scoring models in use today; all are designed to rate your likelihood to repay your debts. When you order your credit report, you´ll also receive your current credit score as well as an analysis of the factors affecting your score.

Credit history is the main determining factor of credit nowadays, but there are potential problems that can work against consumers. Since some credit reports can contain inaccuracies serious enough to cause consumers to be denied credit, a loan or even a job, keeping abreast of changes to your credit file is vitally important.

Identity theft is also on the rise, now being the number one consumer complaint reported to the Federal Trade Commission. One of the first places identity theft shows up is often on your credit report. Monitoring your credit is one of the easiest and most effective ways of protecting your credit against errors and fraud.

CreditReport.com is a leader in providing free credit reports and free credit scores in a secure online environment.

Order your free credit report and score today! Just try our credit monitoring service for 30 days free with no obligation. You can cancel at any time. We are confident you´ll find it to be a valuable tool for protecting your credit, as millions of others have.

You may also choose to instantly view your 3-in-1 merged credit report from the three national credit bureaus: Experian, Equifax and TransUnion.

Find peace of mind with your FREE Credit Report and Score!

Where millions of consumers just like you, come to check their free credit report and score every hour, every minute, every second of every day. CreditReport.com offers the fastest, most reliable and secure credit report data available. Serving America since 1998. The recognized leader. The consumer´s choice.

Offer Details

By ordering a free credit report, you will automatically be enrolled in a 30 day free trial of credit monitoring. You will receive automatic notifications of changes to your credit report. For each month that you continue your membership your credit card will be billed $11.95 if you do not cancel your membership within the trial period. You may cancel anytime - there is no obligation.

CreditReport.com is not affiliated with the annual free credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, go to www.annualcreditreport.com.

Stay protected with our state-of-the-art credit monitoring tools. Remember, monitoring your credit means improving your financial well-being. So live your life and let us guard your credit. It's that reassuring. For your protection, we must verify your identity before providing you a copy of your free credit report.

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Your Credit Report and Credit Score includes:

Unlimited access to your credit report and credit score for 60 days
Automatic notifications of critical changes to your credit report, such as late payments
Information that will help you find out who has reviewed your credit report and when
A detailed analysis showing how to improve your score and what is actually affecting it

Report Sample

Score Sample

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